ANDREW CHOU, M.B.A.
230 ­ 174th Street, Apt. 2212, Sunny Isles, Florida 33160
Home: 305.936.8628  •  Cell: 305.467.4058  •  Email:  aquaman2022@yahoo.com

SUMMARY OF QUALICATIONS

Application developer with 5 years of programming, 11 years of actuarial/ financial analysis.  Languages:  English, Russian, and French.

COMPUTER SKILLS

APL2  •  APL+Win  •  PostScript  •  InstallShield Script  •  JAVA  •  HTML  •  XML  •  MS Excel/Access/VBA  •  SQL  •  SPSS  •  SAS  •  Matlab  •  
VM/CMS  •  SAP R/3 (FI/CO)  •  IMS  •  UNIX  •  Visio  •  Win NT/2000/XP  •  RISC 6000


PROFESSIONAL EXPERIENCE

ACCENTURE / RYDER SYSTEM, INC., Miami, Florida 	2000 ­ 2002
IT Specialist II
	•  Supported Ryder's Sales & Marketing application (Options) used by over 900 employees.  Introduced new functionalities;
	analyzed and fixed bugs encountered in the field.
	•  Functioned as technical liaison between eCredit and Ryder. Took active part in Ryder's implementation of InstantDecision 
	to automate credit risk assessments and provide real-time risk ratings at the point-of-sale for its commercial customers.
	Served as principal tester for eCredit servers upgrades and migrations. Managed all service disruption, disaster recovery,
	and security issues. 
	•  Tested databases/software packages/languages/servers, which interfaced with the Options application.
	•  Created Annual Options CDs for distribution in the field using InstallShield software.
	•  Automated Mainframe-to-MS Excel download, which used to take five hours, into a two-minute procedure.
	•  Served as editor of CIO's annual report on Ryder's Global IT operations, a communiqué for upper management and major clients.

CHECKFREE INVESTMENT SERVICES, Jersey City, New Jersey 	1999 ­ 2000
Applications Developer
	•  Created unique statistical report showing securities ownership distribution across client's accounts.
	•  Enhanced investment reports for brokers and money managers using APL and PostScript.
	•  Converted new clients' data into in-house system format.
	•  Designed new control jobs for clients such as report distribution and data downloads.

ELECTRONIC DATA SYSTEMS (EDS), Plano, Texas 	1998 ­ 1999
Business Systems Analyst
	•  Designed MS Access reports, which offered EDS management an insight into contract labor global spending.

IBM / DECISION CONSULTANTS INC., Southlake, Texas 	1997 ­ 1998
RS 6000 Developer / APL Consultant
	•  Customized RS6000 Configurator, IBM's global sales application, using APL2.

THE MONY GROUP (Mutual Life Ins. Co. of NY), New York, New York 	1987 ­ 1997
Actuarial Analyst
	•  Saved the company thousands of dollars by discovering that T-bill interest calculations were not computed correctly.
	•  Assumed responsibilities of two downsized managers and automated their production reports.
	•  Designed and managed financial models for eight reinsurance treaties totaling more than $5 billion in assets.
	•  Responsible for department's IT budget and Local Area Network. 
	•  Evaluated company benefit plans, statutory reserves, new business production; performed ERISA testing.
	•  Performed appraisal analysis of Canadian block of business for sale to Toronto Mutual.
	•  Prepared schedules for NAIC Annual Statement and Canadian Annual Statement.
	•  Provided programming solutions using APL and Visual Basic to Chief Actuary and two AVPs.

EDUCATION

B.S. in Mathematics,   New York University, New York, New York, 1987
M.B.A.,   Montclair State University, Upper Montclair, New Jersey, 1994
70 Credits (Advanced Calculus, Probability/Statistics, Theory of Interest),   Society of Actuaries, Schaumburg, Illinois
Four-week training program in SAPR/3 (FI/CO),   Visu Consultants Ltd., Grand Prairie, Texas, 1998
The Complete JAVA Technology course (Sun Microsystems, Inc), 2002
SAS Learning Edition v1.0, 2003